What kind of loan is this?
Tap the box that matches the borrower. Wrong box? Hit Start over.
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LTV, FICO, and DTI together
Pick the product. Add the score if you have it. The cap and the FICO to get there land in one card.
Product
Transaction
Occupancy
Property type
First-time buyer
Temp buydown
Appraisal waiver
Need this LTV? (optional)
Together
Max LTV is 97%. FICO to get there: 620+. DTI: Follow AUS.
- FTHB · 620+ FICO
- 97% LTV · Follow AUS
- Standard · 620+ FICO
- 95% LTV · Follow AUS
- SFR / site-built 1-unit. If this is manufactured, stop — those cells are different.
- Every borrower 620+
- At least one FTHB
- HomeReady / HomePossible / FTHB AMI
- DU or LP required
- Standard 1-unit
LTV
Credit & down payment
Do not miss these
On the call traps